Frequently Asked Questions

Get answers to commonly asked questions about payday loans and short-term personal loans in the UK. If you have any other questions, feel free to contact us at any time.

What is a payday loan?

A payday loan, or cash advance, is a short-term loan which is to be repaid on your next payday. It is an easy and fast way to borrow money for those who need money quickly and confidentially.

How much can I borrow?

You can be approved for a cash advance between £80 and £750. If you have used our service in the past, you will be given a pre-authorised limit up to £750.

What are the requirements to get a payday loan?

To qualify for a payday loan, you must be employed full time and earn at least £750 per month after taxes. You will need a checking or savings account with direct deposit, and you must be at least 18 years of age.

Will a credit reference be performed?

Credit checks are not required, but in some cases, a lender may need to use a credit reference or fraud prevention agency to verify the information you provide in your loan application.

What can I use the loan money for?

You can use your personal cash advance loan for anything you like. However, it is important that you only take out a loan if you absolutely need it, and you should never borrow more than you need.

If I have a CCJ, can I still receive a payday loan?

Yes, as long as you can prove you will have sufficient funds on your next paycheque to repay the loan. You will not immediately be turned down for having bad credit.

How long does it take to receive my funds?

The money is deposited directly into your bank account within 24 hours in most cases; however, some banks can take up to 48 hours to deposit the funds.